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Financial Reforms: South Africa’s Twin-Peaks Regulation
The South African banking sector is a very well regulated sector. This factor is a key contributor to the ability of the sector to withstand the financial crisis precipitated in the USA and spreading to Europe in 2008. Other factors contributing to this are the responsible and conservative business models adopted by SA banks and their relatively risk-averse nature. The Global Competitive Report rates the SA banking sector as the second most stable banking sector…
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